Enhanced ACA marketplace subsidies allowed to expire
Enacted9/10
Federal · American Rescue Plan Act subsidies expired · Effective Jan 1, 2026
Impact 9/10
The expanded premium tax credits from the 2021 American Rescue Plan and 2022 Inflation Reduction Act expired Jan 1, 2026 after Congress did not extend them. Marketplace premiums rose sharply and 2026 enrollment fell. The House passed a three-year extension in January 2026, but the Senate has not acted; the expiration stands as of August 2026.
HealthcareTaxesWorking-age adultsYoung adults (18-30)Low-incomeMiddle-incomeImmigrants
Sources
✓ Verified against primary sources 2026-08-15